estate planning.

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trusted advisor > services. > estate planning.

preserving your estate.

we recognise that leaving the legacy you desire requires more than simply having a good estate plan that works at death.

it also takes active, lifetime, transfer planning focused on maximising your family and charitable legacies while minimising taxes. effectively transferring your wealth, especially when it is concentrated in a venture you started, requires skilled advisors and planning. without coordinated financial security, investment and estate plans, you can generate too much estate tax for heirs or give away too much money, too soon and risk your own financial security. with our panel of experts we can create an effective wealth transfer, creating opportunities for your heirs to access some of your wealth now without risking your quality of life and financial security.

studies show that 60% of new wealth is lost by the second generation and 90% is gone by the third. even a well-executed estate plan can cause major fault lines within the family structure. trusted advisor helps overcome these odds by using the seven principles of a values-based estate planning strategy:

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

 

the best guarantee of securing future prosperity is your family’s dedicated adherence to a sound investment process. we work with you and your heirs to ensure that everyone is aware of the agreed-upon investment goals and strategies. through financial education, you can be certain that your family is equipped to handle your wealth and preserve your legacy in your absence. this process informs and counsels you and your family and develops, in all of you, the commitment to an investment process that transcends the vagaries of any era. to improve your odds of success, trusted advisor will work with your beneficiaries to manage your estate with strict adherence to a prudent and diversified investment philosophy.

we help you understand the hierarchy of planning objectives. the value you place on financial independence, family legacy and social capital legacy lays the foundation for all of your estate planning decisions.

we help you master the concept of social capital, which will help you redefine your wealth and its impact on society. social capital is the part of your wealth that will be distributed either as inheritance tax or charitable gifts.

wills and trusts describe how your estate will be distributed on your death. we help you create a family financial philosophy, a written wealth mission statement which expresses your values and goals as they relate to your estate and explains to your family why your wealth and assets have been distributed the way they have.

we can help you define and quantify precisely how much wealth you will need to achieve whilst maintaining financial independence for the rest of your life.

commonly clients like to leave some part of their estate to family members or others who are important to them, but because passing ‘value without values’ can be detrimental to heirs, it is important to examine issues related to inheritance and specify an appropriate amount for each heir.

we help you maximise your social capital legacy, whether in the form of inheritance tax or charitable gifts - decisions regarding the distribution of excess wealth become easier when they are value driven.

using the values and objectives expressed in the family financial philosophy mission statement as a guide, our team work collaboratively to recommend the best possible plan.