At our initial meeting, we carry out a ‘discovery interview’ which helps us identify the challenges you face in achieving all that is important to you. We examine your current situation, the goals you would like to achieve, and how we can position your investments to help give you every possible opportunity to achieve those goals.

FinaMetrica's Risk Profiling system is a scientific risk tolerance test which uses psychometrics to give you a reliable in-depth insight into your financial attitudes, values, motivations, preferences and experiences. The 25-question risk tolerance questionnaire can be downloaded here and can be completed in 15-20 minutes. You can bring this to our initial meeting.

Using software, we create multiple simulations of the returns of various portfolios, based on the probability distributions of individual asset classes. A statistical analysis of the results can then help us determine the probability that the chosen portfolio will provide the desired results that you want to achieve.

We have access to the academic research of many Nobel Prize-winning economists, and by using research about known growth factors within global stockmarkets, we can provide you with reasonable estimates of the future returns of your portfolio. We then provide you with your own personal portfolio benchmark which is used within your financial plan.