we will always have the best interests of our clients in mind. we only use investment funds, custodians and financial products which are commission free and always negotiate with fund managers to reduce costs where possible.
we will help you create a written investment plan tailored to you. it clearly sets out the most important factors that affect your personal financial decisions. these include your investment goals and timescales, your attitude to risk, and your approach to diversification
taking all these factors into account, we will create an appropriate investment strategy that defines your chosen asset classes and how they are allocated within your portfolio. this strategy will help you to:
consolidate your various investment plans to reduce your portfolio expenses and paperwork (to simplify your life);
improve the returns of your portfolio;
create a portfolio that meets your personal level of risk; and
reduce the amount of tax you pay each year, by creating your portfolio within tax-efficient structures approved by hmrc, and managing your accounts with sensitivity to your personal tax position.
reporting is important and we send portfolio valuations every quarter and each year we will review your personal level of risk, your portfolio’s asset allocation and the long-term strategy and compare the returns to your personal benchmark. the aim of this in-depth review is to ensure your investment plan is on track to meet your goals.
we meet with you once every three months - often with a member of our panel of expert professionals - to help you take deliberate action in all important aspects of your financial life.
managing wealth is infinitely more complex than just managing money. whilst both are engaged with the oversight and management of client investments we have a much wider mandate of a clear responsibility for strategic direction, supervision and care of a more complete family balance sheet.
not obscuring what is important in the long-term, investment performance is only one of the determinants of the family success. a family’s legacy will be driven by a multitude of influences some of which are ultimately more important than the urgent business of investment. our experience, expertise and skill allow us to engage with the full range of those influences.
