Trusted Advisor's 10 Risk Calibrated Portfolios provide professional Trustees and their customers with the ideal range of investment vehicles for Trust capital.  Trusted Advisor's Trustee Investment Service focuses on maximising annual returns whilst minimising portfolio risk, strictly adhering to the requirements of the Trustee Investment Act (2000). Through our use of institutional grade index funds, investment costs are minimised, allowing more capital to be used for the benefit of trust beneficiaries (rather than investment managers).

Investment Strategy

Our goals are to help Trustees build the most appropriate investment strategy and to assist them in developing an Investment Policy Statement, as required by the Trustee Investment Act (2000).  The IPS would include the Trust's objectives, the personal values of the Trustees, time horizon, fund suitability, expected return and it's risk.

Investment Factors

There are many investment factors that we take into consideration before carefully constructing a portfolio to meet the objectives of the Trustee's Investment Policy Statement.  Each factor is carefully analysed and discussed with the Trustee, and documented within the IPS before any investment recommendation is made.

Collective Funds

Collective Investments share several common features that match the needs of Trustees.  This includes professional fund management on a day to day basis, simplified administration and easy to measure performance.  In addition to the extensive use of collective funds for Trustee investments, Trusted Advisor utilises Offshore Life Assurance Investment Bonds to help minimise Trust taxation.

Asset Class Funds

Several studies have shown that the odds of finding an active fund manager who will beat the index consistently are one in 38 - in other words the same odds that you face at a roulette wheel in the casino. Trustees should not risk using active managers for the management of Trust capital, when asset class investing guarantees the capital market rate of return. Trusted Advisor uses the institutional grade Asset Class Funds of Dimensional Fund Advisors, who have made them available to private and Trustee investors only through DFA approved financial advisors.

Summary
Trusted Advisor's analysis and interpretation of the Trustee Investment Act (2000) leads us to: use index funds to eliminate uncompensated risk; diversify trust assets across asset classes to further reduce risk; place significant emphasis on management expenses; balance return objectives with income requirements when considering asset allocation; monitor investments; communicate our principles; report trust activity and progress; and rebalance portfolio allocations as delegated by trustees.

Trustee Investment Tour Investment Strategy